Private Lending Solutions

Bringing your projects to life and empowering businesses with flexible, tailored financing solutions for commercial and construction projects.

About us

Our mission is to connect businesses with private lenders.

We secure tailored financing solutions for construction, development, asset acquisition, and more. With a commitment to flexibility, expertise, and efficiency, we help businesses turn ambitious projects into reality. Backed by industry knowledge and our network of lenders, we streamline the lending process—ensuring fast, reliable funding when it matters most.

construction finance, development finance, private lender

A few things we’re great at

We specialise exclusively in private lending for business purposes. We connect you with private lenders to secure flexible and tailored financing solutions for your projects.

construction finance

Construction Finance

We can help developers, builders or investors source finance for your next big project or refinance a current project for better terms.

finance, private lender, broker

Asset acquisition

Acquiring high-value assets requires strategic financing. We can help you fund commercial properties, equipment, and more—offering fast, flexible solutions without tying up capital

broker, private lending, residual stock finance

Residual Stock Finance

Unlock capital from completed projects with our residual stock finance solutions helping you reinvest and move forward with new opportunities.

Why choose a private lender?

When the banks say no, it’s time to consider your options.

Private lenders offer flexibility, speed, and tailored solutions that traditional banks often can’t match. With fewer restrictions, faster approvals, and customised loan structures, private lending is ideal for businesses needing quick access to capital for construction, asset acquisition, or project funding.

Grow with you

We aim to build long lasting and sustainable relationships with our clients

At Monument Capital, we go beyond just brokering finance – we build lasting partnerships. Our goal is to understand your business, your challenges, and your long-term vision, ensuring we provide not just access to funding, but strategic financial solutions that grow with you.

Why Choose Us

We prioritise trust, transparency, and reliability, fostering relationships that extend beyond a single transaction. Whether you’re a developer, investor, or business owner, we aim to support your success today and into the future.

Fast & Efficient Funding

We streamline the lending process, ensuring quick approvals and fast access to capital so your projects stay on track.

Exclusive Private Lending Network

We specialise in private lending, giving you access to flexible, tailored financing solutions that traditional banks can’t offer.

Expert Guidance & Support

With our industry expertise, we provide hands-on support throughout the lending process, ensuring a smooth and stress-free experience.

F.A.Q.

Frequently Asked Questions

  • Is private lending secured or unsecured?

Most private lending is secured against assets. In most cases, this is real property, but can also include stock or equipment.

  • What LVR with private lenders go to?

Generally speaking, private lenders will max out at about 65 to 70% LVR (loan to value ratio). This means for a $1m asset, they can lend up to $650,000 to $700,000.

  • How fast can I get funding?

Timelines vary depending on the complexity of the deal, but private lending is typically much faster than traditional financing. In many cases, approvals can be secured within days, with funding shortly after.

  • What documents do I need to apply?

While requirements may vary, common documents include project details, feasibility reports, existing valuations (if any) financial statements, security/collateral information, and an exit strategy. Our team will guide you through the specific requirements based on your financing needs.

What are you waiting for?

Ready to take the next step? Let’s bring your project to life! Explore our services and get in touch today for a consultation. Together, we’ll make it happen.

Insights

How to Get a Private Loan for Property Development in Sydney

How to Get a Private Loan for Property Development in Sydney

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Contact us

At Monument Capital, we operate remotely to provide a streamlined, hassle-free financing experience. Our digital-first approach ensures fast communication, efficient processing, and access to private lending solutions – no matter where you are.